Allianz Global Assistance Emergency Hospital Medical

The Emergency Hospital Medical plan provides competitively priced travel medical coverage for Canadian individuals, families, and groups. Take advantage of lower rates for travel to non-US destinations and special family rates. Coverage can also be purchased for groups of up to 8 travellers. Coverage is available for up to 365 days for travellers under age 60.

Travel insurance does not cover everything. For full terms and conditions, including limitations and exclusions, please refer to the policy document. Travel insurance is underwritten by CUMIS General Insurance Company, administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. and distributed by MSH International (Canada) Ltd. o/a Ingle International.

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Key Features & Benefits

Overall Maximum Limit $10,000,000
Covered Areas Worldwide including the US, worldwide excluding the US, or within Canada
Multi-Trip Annual Plan Options Available offline – call us for a quote
Pre-Existing Medical Condition Coverage Subject to stability period of 90-180 days (depending on age)
Excluded Sports All professional sports, motorized speed contests, stunt activities, skiing or snowboarding out of bounds, ski jumping, skydiving, sky-surfing, scuba diving (except if certified by internationally recognized and accepted program, or if diving depth does not exceed 30 metres), white water rafting (except grades 1 to 4), street luge, skeleton activity, mountaineering, any rodeo activity
Hospital Accommodation Reasonable and customary costs (private or semi-private room)
Physician Reasonable and customary costs
Ambulance Reasonable and customary costs
Prescription Drugs 30-day supply, $1,000 limit (limits do not apply when hospitalized)
Dental Accident $4,000
Dental Pain $500
Emergency Transportation Air ambulance or economy airfare to the home province or territory
Specialists and Therapists $500 per profession for physiotherapist, chiropractor, osteopath, chiropodist, podiatrist, acupuncturist
Quebec Residents The name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, are described in the insurance policy (please click below on “Policy Wording”).

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